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If you’re a business owner looking to increase employee pay, boost retention, and reduce your 7.65% FICA match — all at no net cost to you — talk to Joseph McLane at Vantage Ensura. He’s a true expert at uncovering win-win strategies that benefit both employers and their teams. Highly recommend connecting with him to see what’s possible for your business!”
Paul Frenzel | Precision Bookkeeping & Business Services
Maximize Employee Retention with our Cost Reduction Programs
Explore top-tier coverage with Vantage Ensura. We provide an additive accident plan, exceptional concierge medicine, reduction of your 7.65% FICA match, valuable supplemental benefits, 24/7 TeleHealth, reduced payroll expenses and effective cost reduction programs. The savings far exceed program costs. This plan doesn’t disrupt or replace your current Medical or Supplemental Plans. Your health and savings matter to us—experience the difference today!
See how much you can save right now.
Just click the link below!
EnsuraGuard Employer Savings Calculator
Includes Rx & Claims
Premiums are paid pre-tax through a Section 125 cafeteria plan arrangement, reducing taxable payroll. The savings come from straightforward tax arithmetic — not projections.
Plan levels are calibrated to each employee’s payroll, so participating employees see no reduction in take-home pay.
85% of workers’ injuries occur off the job (National Safety Council, 2024) — where most hourly workers have no coverage. EnsuraGuard pays cash benefits directly to employees for covered off-the-job accidents, and its prevention education works to reduce injuries on and off the clock.
56% of employed Americans say voluntary benefits such as accident coverage make them more likely to stay (Voya, 2023). Because enrollment is automatic and take-home pay is protected, 100% of your eligible workforce has this coverage — and knows it.
All savings figures are estimates for illustrative purposes only, based on national data sources (Ensura payroll model using KFF/CMS/Milliman assumptions; NCCI via NSC Injury Facts, accident years 2022–23; National Safety Council, 2024; BLS; Center for American Progress; Voya Financial, 2023 — retention figures reflect employee-reported likelihood). Payroll tax savings are computed from 2026 federal brackets, standard deduction and Social Security wage base (IRS Rev. Proc. 2025-32; SSA 2026) and 2026 state income tax schedules, modeling a single filer with no dependents across a normally distributed wage band; injury and retention figures are illustrative estimates, not projections. Actual results vary with each employer’s workforce, claims experience, payroll, and applicable state rules, and are not guaranteed. EnsuraGuard™ is a limited benefit, fixed-indemnity accident insurance plan; it is not comprehensive medical coverage, is not a substitute for major medical insurance or workers’ compensation coverage, and does not coordinate with other coverage. Telehealth and prescription-savings services are complimentary non-insurance services provided separately from the insurance plan. Nothing herein is intended to discourage, delay, or interfere with the reporting of any work-related injury, which must be reported in accordance with applicable workers’ compensation law. Plan levels are calibrated to each participant’s payroll so that participation does not reduce take-home pay. Ensura does not provide tax or legal advice; employers should consult their own advisors. For employer evaluation only — this is not an employee enrollment document.
Powerful Healthcare Without the Overhead
• Robust concierge medicine and virtual care with Amaze Health (4.9 Star Rating)
• $0 co-pay for 1,100 of the most common prescriptions
• Accident plan covering 120+ incidents
Immediate Cash Flow Relief
VANTAGE ENSURA
EMPLOYEES SAVE
Employees get ~$40–$120/month additional take home pay directly in their paychecks
OWNERS SAVE
Owners save $600–$1,200 per employee annually—a game-changer for margins
PROTECTED
• Compliance Protection Coverage of $250K to $5 Million
Defining EnsuraGuard
VANTAGE ENSURA
01
An additive accident plan for qualified employees; designed to enhance employee well-being, drive operational efficiencies, and increase cash flow.
02
This plan doesn’t disrupt or replace your current Medical or Supplemental Plans. EnsuraGuard diverts Medical and Rx costs away from your Major Medical Plan Claims Fund when employees use the plan.
03
EnsuraGuard is a Section 125
Pre-Tax plan.
- Benefits for Employees:
Lower taxable income
- Benefits for Employers:
Reduced payroll tax
liabilities
VANTAGE ENSURA
At Amaze, you get direct access to our medical team without ever being stranded in a waiting room.
Complete Virtual Solution
Virtual Urgent Care Chronic Disease Management Virtual Dental Support Virtual Mental Health Health Education CenterHealth and Wellness Support Patient Advocacy
Fast & Friction-Free
No Triage No Intake Forms No Waiting Rooms Immediate Response
Simple messaging and one-tap calling to full-time medical providers.
Amaze
With the touch of a button, we take care of most medical needs right away. When you need help with the other aspects of healthcare, like insurance questions, medical billing, or finding a specialist, our team helps put you on the right path, and we support you every step of the way.
MEET OUR TEAM
Our team brings expertise in insurance, healthcare, compliance, and cost management.
Joseph McLane
Joseph McLane helps business owners and consultants looking to increase employee pay, boost retention, reduce their 7.65% FICA match and reduce payroll expenses to you. He will guide you through tax incentives that benefit both employers and their teams.
LICENSED AGENT / CASE MANAGER
Michael Parkinson
Michael Parkinson, Creative & Marketing Director at Vantage Ensura and owner of Focus 8 Designs. I am proud to be a part of this amazing program. Vantage Ensura has saved our clients thousands!
CREATIVE & MARKETING DIRECTOR
OUR CORE SOLUTIONS
VANTAGE ENSURA
EnsuraGuard
Additive Benefits that Reduce Costs
A synergistic accident plan with concierge medicine benefits designed to complement your current coverage or provide coverage if no existing plan is available. Reduce payroll expenses annually while improving employee satisfaction.
Amaze
Complete Virtual Solution
With the touch of a button, we take care of most medical needs right away. When you need help with the other aspects of healthcare, like insurance questions, medical billing, or finding a specialist, our team helps put you on the right path, and we support you every step of the way.
Rx Program
1,100+ commonly used meds at $0 copay
EnsuraGuard includes prescription savings through RxValet, giving enrolled employees access to 1,100+ commonly used medications at $0 copay. Plus, significant discounts on non-formulary name brand drugs. This is designed to reduce out-of-pocket prescription costs for employees without changing the employer’s existing health plan.
