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VANTAGE

EnsuraGuard

WE CAN ELEVATE YOUR BUSINESS

If you’re a business owner looking to increase employee pay, boost retention, and reduce your 7.65% FICA match — all at no net cost to you — talk to Joseph McLane at Vantage Ensura. He’s a true expert at uncovering win-win strategies that benefit both employers and their teams. Highly recommend connecting with him to see what’s possible for your business!”

Paul Frenzel | Precision Bookkeeping & Business Services

Better care delivers better financial results

EnsuraGuard is a supplemental benefit that provides financial support when covered incidents occur. Payments are fixed and based on the event—not medical costs. Your plan also includes 24/7/365 access to Amaze Health and prescription coverage, both with $0 copays

SAVINGS CALCULATOR
EnsuraGuard Savings Calculator
EnsuraGuard Savings Calculator

EnsuraGuard Savings Calculator

EnsuraGuard Savings Estimate

Generated Report

$
70%
Fully Self
Self-Insured

Total Estimated Annual Employer Savings

$0

Payroll Expense

Annual Net Savings

$0

Bi-Weekly Savings $0
Payroll ROI 1.00x

Rx Program

Annual Net Savings

$0

Overall PEPY $0

Medical Diversion

Annual Net Savings

$0

Overall PEPY $0
Impact on Specialists, ER & MH

Program Economics & Executive Summary

Gross FICA Savings

$0

Pre-fee tax reduction

Annual Admin Cost

$0

Total program fees

Total Savings PEPY

$0

Per Employee Per Year

Total Program ROI

0.00x

Return on admin investment

DISCLAIMER: The savings figures presented are for illustrative purposes only. This calculator provides an estimate based on national averages (KFF, CMS, Milliman) and standard assumptions. Actual savings will vary and depend on a comprehensive analysis using your company's specific employee demographics and claims utilization data. Plan assignments are mathematically optimized based on Federal and State tax brackets to guarantee zero negative net pay impact for participating employees.

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VANTAGE ENSURA

What's Included?

Core Benefits Package

Coverage includes emergency room treatment, hospital stays, fractures, dislocations, surgeries, and more. Plan options range from $700 to $1,650 monthly with automated Health Screening Benefit payments.

Robust Accident Plan

120+ Covered Incidents 80+ Injury Benefits with multiple plan options

24/7 Amaze™ Virtual Concierge Medicine

Unlimited access to medical practitioners

$0 Copays for 1,100+ Medications

‍Acute and chronic medications included

Patient Navigation & Advocacy

Support for complex care coordination

Mental Health Services

Virtual behavioral health support included


Tax-Efficient Plan Design

Section 125 plan premiums are paid with pre-tax dollars

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Employer Benefits

Simple Setup

Simple Implementation of our benefits in a Section 125 Cafeteria Plan

Payroll Savings

Employer reduces payroll expenses with plan efficiencies

Better Care

Better healthcare access and quality of care for employees

Claims Savings

Medical & Rx claims savings equal cash back or lower premiums

Employee Benefits

Accident Coverage

120+ covered incidents and 80+ Injury Benefits for peace of mind

Amaze™ Virtual Care

Immediate access to 24/7 virtual care services

$0 copays

1,100+ acute and chronic medications

at $0 copays

More Pay

Increased take-home pay

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Robust Accident Plan

Full List of Covered Incidents

CLOSER LOOK

Amaze™ Concierge Medicine

Concierge Medicine Highlights

Concierge Medicine Program

Personalized care, navigation, treatment plans, & 24/7 access.

Virtual Behavioral & Mental Health


‍24/7 access to a licensed therapist for crisis and routine care.

Virtual Primary Care Provider

Preventative and routine care with scheduled appointment options.

Virtual ER & Urgent Care

Remote emergency care services.

Virtual Dermatology

Specialized skin care and treatments.

Whole Family Care

Concierge Medicine for the member's immediate family.

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OUR CORE SOLUTIONS

VANTAGE ENSURA

EnsuraGuard

Additive Benefits that Reduce Costs

A synergistic accident plan with concierge medicine benefits designed to complement your current coverage or provide coverage if no existing plan is available. Reduce payroll expenses annually while improving employee satisfaction.

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Amaze

Complete Virtual Solution

With the touch of a button, we take care of most medical needs right away. When you need help with the other aspects of healthcare, like insurance questions, medical billing, or finding a specialist, our team helps put you on the right path, and we support you every step of the way.

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Rx Program

1,100+ commonly used meds at $0 copay

EnsuraGuard includes prescription savings through RxValet, giving enrolled employees access to 1,100+ commonly used medications at $0 copay. Plus, significant discounts on non-formulary name brand drugs. This is designed to reduce out-of-pocket prescription costs for employees without changing the employer’s existing health plan.

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TESTIMONIALS

"I really enjoyed meeting and connecting with Joseph McLane of Vantage Ensura. It’s clear that Joseph definitely understands how to help business owners keep more of their hard-earned money. Joseph has a firm grasp of strategies that can significantly reduce payroll tax burdens while increasing employee benefits and take-home pay, all without adding extra costs to the business! The value he brings, especially around saving companies money on payroll taxes and the 7.65% FICA match, is something many business owners don’t even realize is possible. I’m definitely looking forward to working with Joseph and continuing our conversations. If you’re a business owner who wants to operate more efficiently, support your employees better, and uncover smart financial opportunities, Joseph is absolutely worth connecting with."  

Jeannine Warrick

Build Behind the Business by JL Administrative Services, LLC

TESTIMONIALS

"We use the Amaze app anytime the family is sick. Having access to a licensed Dr. 24/7 is so convenient, we only see our primary care physician for check-ups now. When my wife tried the Amaze tele-health app for the first time, it was for my 10 year old son that was suffering from soar throat and severe coughing at 4am. Within 10 minutes of calling tele-health, I was on my way to the pharmacy to pick his prescription up. The alternative was to wait until the Dr’s office was open to try and get him in for an appointment which almost always meant time off work and a co-payment for the visit. With Amaze tele-health, there was no Co-pay, our prescription was heavily discounted and we were able to beat the sickness curve before it progressed. We are incredibly grateful to have such a health tool to lean on anytime we need it."

Brian D. McComb

Sr. Life Insurance Specialist | One Resource Group