If you’re a business owner looking to increase employee pay, boost retention, and reduce your 7.65% FICA match — all at no net cost to you — talk to Joseph McLane at Vantage Ensura. He’s a true expert at uncovering win-win strategies that benefit both employers and their teams. Highly recommend connecting with him to see what’s possible for your business!”

Paul Frenzel | Precision Bookkeeping & Business Services

We make 

extraordinary

care ordinary.


One partner, one platform for all of your employees’ health and medical needs. We are our members’ trusted medical partner, guiding them to the best care at the lowest cost while helping them live the healthiest life possible.

EnsuraGuard Savings Calculator

EnsuraGuard Employer Savings Calculator

70%
Fully
Self

Includes Rx & Claims

Total Estimated Annual Employer Value
$0
across payroll tax savings and illustrative program value
1 · The Tax Math
Payroll savings, from day one
$0
illustrative annual net employer savings, after all program fees

Premiums are paid pre-tax through a Section 125 cafeteria plan arrangement, reducing taxable payroll. The savings come from straightforward tax arithmetic — not projections.

Plan levels are calibrated to each employee’s payroll, so participating employees see no reduction in take-home pay.

Modeled avg. premium$0
Bi-Weekly Savings$0
2 · The Injury Gap
Protection where injuries actually happen
$0

85% of workers’ injuries occur off the job (National Safety Council, 2024) — where most hourly workers have no coverage. EnsuraGuard pays cash benefits directly to employees for covered off-the-job accidents, and its prevention education works to reduce injuries on and off the clock.

3 · Your People
A benefit every employee actually feels
$0

56% of employed Americans say voluntary benefits such as accident coverage make them more likely to stay (Voya, 2023). Because enrollment is automatic and take-home pay is protected, 100% of your eligible workforce has this coverage — and knows it.

Rx Program
Pharmacy spend avoided
$0
Overall PEPY$0
Medical Diversion
Impact on specialists, ER & MH
$0
Overall PEPY$0
Program Economics & Executive Summary
Gross FICA Savings
$0
Pre-fee tax reduction
Annual Admin Cost
$0
Total program fees
Total Value PEPY
$0
Per employee per year
Total Program ROI
0.00x
Return on admin investment

All savings figures are estimates for illustrative purposes only, based on national data sources (Ensura payroll model using KFF/CMS/Milliman assumptions; NCCI via NSC Injury Facts, accident years 2022–23; National Safety Council, 2024; BLS; Center for American Progress; Voya Financial, 2023 — retention figures reflect employee-reported likelihood). Payroll tax savings are computed from 2026 federal brackets, standard deduction and Social Security wage base (IRS Rev. Proc. 2025-32; SSA 2026) and 2026 state income tax schedules, modeling a single filer with no dependents across a normally distributed wage band; injury and retention figures are illustrative estimates, not projections. Actual results vary with each employer’s workforce, claims experience, payroll, and applicable state rules, and are not guaranteed. EnsuraGuard™ is a limited benefit, fixed-indemnity accident insurance plan; it is not comprehensive medical coverage, is not a substitute for major medical insurance or workers’ compensation coverage, and does not coordinate with other coverage. Telehealth and prescription-savings services are complimentary non-insurance services provided separately from the insurance plan. Nothing herein is intended to discourage, delay, or interfere with the reporting of any work-related injury, which must be reported in accordance with applicable workers’ compensation law. Plan levels are calibrated to each participant’s payroll so that participation does not reduce take-home pay. Ensura does not provide tax or legal advice; employers should consult their own advisors. For employer evaluation only — this is not an employee enrollment document.

VANTAGE ENSURA

At Amaze, you get direct access to our medical team without ever being stranded in a waiting room.

Complete Virtual Solution

Virtual Urgent Care Chronic Disease Management Virtual Dental Support Virtual Mental Health Health Education Center Health and Wellness Support Patient Advocacy

Fast & Friction-Free

No Triage No Intake Forms No Waiting Rooms Immediate Response

Simple messaging and one-tap calling to full-time medical providers.

Amaze

With the touch of a button, we take care of most medical needs right away. When you need help with the other aspects of healthcare, like insurance questions, medical billing, or finding a specialist, our team helps put you on the right path, and we support you every step of the way.

VANTAGE ENSURA

Isn’t it time your health benefits actually benefit your employees?

AMAZE HEALTH


Amaze eliminates point solutions

Companies often manage 5-7 point solutions, all vying for their attention. Amaze eliminates point solutions by replacing them all! When you partner with us, you gain access to a service unlike any other, and your employees will never again wonder who to call.

Amaze Subscription

Amaze is a subscription service brought to you by a team of full-time employees who are “all-in.” Our medical team can diagnose, treat, prescribe, and order tests and referrals; and our patient advocates help you navigate everything else.

VANTAGE ENSURA

Our virtual training prepares our members to become their own healthcare advocates.

Services We Provide

  • Virtual Primary & Urgent Care
  • Chronic Disease Management
  • Mental Health Services
  • Prescriptions
  • Virtual Dental Support
  • Weight Management
  • Smoking Cessation
  • Virtual Ortho Support
  • Billing Advocacy
  • Insurance Support
  • Health Education
  • Care for the Whole Family

We’re just one touch away!

When you call, you’re connected directly to a provider.

Access to Medical Providers

Connect with our medical team and patient advocates at the touch of a button via audio call, video call, or in-app message. We support over 80 languages and provide 24/7 live support.

Tools and Resources

The Amaze app is packed with valuable resources. There is a wellness platform, a medical search engine with information you can trust, integration with your calendar, geofences, smart triggers – all of which combine to provide the most comprehensive solution available.

Health Education

We provide the support you need to optimize your health and navigate the healthcare system.

We equip our members with the tools and resources they need to take care of their health. One way we do this is through Learn [dot] Amaze, our health education center.

There, you’ll find topics important to your health, including how to manage chronic health conditions, mental health resources, habit trackers, fitness videos, and so much more!

One Partner, One Platform,

One Name to Trust.

Amaze provides a single, integrated solution, ensuring employees and their families never wonder who to call.

Our full-time team of medical and non-medical professionals provides responsiveness, continuity, and empathy that deliver unparalleled experiences.

The result is utilization rates that exceed 50% in the first year, bending the cost curve for both employers and their employees.

If you’re a broker, potential partner, or business owner, you can request a meeting with our business development team.

  • Reducing emergency room visits by more than 40%
  • Eliminating more than half of all urgent care visits
  • Intercepting many unnecessary specialist visits for conditions that we treat
  • There are hundreds of other ways Amaze saves our clients time and money

OUR CORE SOLUTIONS

VANTAGE ENSURA


EnsuraGuard

Additive Benefits that Reduce Costs

A synergistic accident plan with concierge medicine benefits designed to complement your current coverage or provide coverage if no existing plan is available. Reduce payroll expenses annually while improving employee satisfaction.

Amaze

Complete Virtual Solution

With the touch of a button, we take care of most medical needs right away. When you need help with the other aspects of healthcare, like insurance questions, medical billing, or finding a specialist, our team helps put you on the right path, and we support you every step of the way.

Rx Program

1,100+ commonly used meds at $0 copay

EnsuraGuard includes prescription savings through RxValet, giving enrolled employees access to 1,100+ commonly used medications at $0 copay. Plus, significant discounts on non-formulary name brand drugs. This is designed to reduce out-of-pocket prescription costs for employees without changing the employer’s existing health plan.

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TESTIMONIALS


"I really enjoyed meeting and connecting with Joseph McLane of Vantage Ensura. It’s clear that Joseph definitely understands how to help business owners keep more of their hard-earned money. Joseph has a firm grasp of strategies that can significantly reduce payroll tax burdens while increasing employee benefits and take-home pay, all without adding extra costs to the business! The value he brings, especially around saving companies money on payroll taxes and the 7.65% FICA match, is something many business owners don’t even realize is possible. I’m definitely looking forward to working with Joseph and continuing our conversations. If you’re a business owner who wants to operate more efficiently, support your employees better, and uncover smart financial opportunities, Joseph is absolutely worth connecting with."  

Jeannine Warrick

Build Behind the Business by JL Administrative Services, LLC

TESTIMONIALS


"We use the Amaze app anytime the family is sick. Having access to a licensed Dr. 24/7 is so convenient, we only see our primary care physician for check-ups now. When my wife tried the Amaze tele-health app for the first time, it was for my 10 year old son that was suffering from soar throat and severe coughing at 4am. Within 10 minutes of calling tele-health, I was on my way to the pharmacy to pick his prescription up. The alternative was to wait until the Dr’s office was open to try and get him in for an appointment which almost always meant time off work and a co-payment for the visit. With Amaze tele-health, there was no Co-pay, our prescription was heavily discounted and we were able to beat the sickness curve before it progressed. We are incredibly grateful to have such a health tool to lean on anytime we need it."

Brian D. McComb

Sr. Life Insurance Specialist | One Resource Group