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If you’re a business owner looking to increase employee pay, boost retention, and reduce your 7.65% FICA match — all at no net cost to you — talk to Joseph McLane at Vantage Ensura. He’s a true expert at uncovering win-win strategies that benefit both employers and their teams. Highly recommend connecting with him to see what’s possible for your business!”
1,100+ commonly used medications at $0 copay
EnsuraGuard includes prescription savings through RxValet, giving enrolled employees access to 1,100+ commonly used medications at $0 copay. Plus, significant discounts on non-formulary name brand drugs. This is designed to reduce out-of-pocket prescription costs for employees without changing the employer’s existing health plan.
EnsuraGuard Employer Savings Calculator
Includes Rx & Claims
Premiums are paid pre-tax through a Section 125 cafeteria plan arrangement, reducing taxable payroll. The savings come from straightforward tax arithmetic — not projections.
Plan levels are calibrated to each employee’s payroll, so participating employees see no reduction in take-home pay.
85% of workers’ injuries occur off the job (National Safety Council, 2024) — where most hourly workers have no coverage. EnsuraGuard pays cash benefits directly to employees for covered off-the-job accidents, and its prevention education works to reduce injuries on and off the clock.
56% of employed Americans say voluntary benefits such as accident coverage make them more likely to stay (Voya, 2023). Because enrollment is automatic and take-home pay is protected, 100% of your eligible workforce has this coverage — and knows it.
All savings figures are estimates for illustrative purposes only, based on national data sources (Ensura payroll model using KFF/CMS/Milliman assumptions; NCCI via NSC Injury Facts, accident years 2022–23; National Safety Council, 2024; BLS; Center for American Progress; Voya Financial, 2023 — retention figures reflect employee-reported likelihood). Payroll tax savings are computed from 2026 federal brackets, standard deduction and Social Security wage base (IRS Rev. Proc. 2025-32; SSA 2026) and 2026 state income tax schedules, modeling a single filer with no dependents across a normally distributed wage band; injury and retention figures are illustrative estimates, not projections. Actual results vary with each employer’s workforce, claims experience, payroll, and applicable state rules, and are not guaranteed. EnsuraGuard™ is a limited benefit, fixed-indemnity accident insurance plan; it is not comprehensive medical coverage, is not a substitute for major medical insurance or workers’ compensation coverage, and does not coordinate with other coverage. Telehealth and prescription-savings services are complimentary non-insurance services provided separately from the insurance plan. Nothing herein is intended to discourage, delay, or interfere with the reporting of any work-related injury, which must be reported in accordance with applicable workers’ compensation law. Plan levels are calibrated to each participant’s payroll so that participation does not reduce take-home pay. Ensura does not provide tax or legal advice; employers should consult their own advisors. For employer evaluation only — this is not an employee enrollment document.
SOLUTION OVERVIEW
Rx Valet Program
$0 Copay on 1,100+ Medications
1,100+ acute and chronic medications
at $0 copays
Available at 70,000+ retail pharmacies
nationwide
Includes medications for blood pressure,
cholesterol, diabetes, and more
Prescription assistance for medications
over $200
Simply present your Rx Card and save
Vantage Ensura
Rx Valet - Full Benefit Details
1. Your ENHANCED medication program
Your ENHANCED medication program provides access to over 1,100 routinely prescribed ACUTE and CHRONIC medications at no-cost. Plus, you have access to thousands of other medications for the fraction of the price of retail.
2. Prescription Pick-Up Options
You may pick-up your prescription medication at the retail pharmacy of your choice. There are over 70,000 within our network.
Only certain doses and quantities for each medication are offered through this program.
3. Subscription includes 1000's of drugs
Your subscription also provides access to 1000's of drugs not on your formulary starting at just $14.95 per fill for a 90-day supply.
A valid prescription is required for all medications.
4. Access to prescription Programs
Access to our Diabetic Supply, International Pharmacy and Prescription Assistance programs.
Covered Medications
TESTIMONIALS
"We use the Amaze app anytime the family is sick. Having access to a licensed Dr. 24/7 is so convenient, we only see our primary care physician for check-ups now. When my wife tried the Amaze tele-health app for the first time, it was for my 10 year old son that was suffering from soar throat and severe coughing at 4am. Within 10 minutes of calling tele-health, I was on my way to the pharmacy to pick his prescription up. The alternative was to wait until the Dr’s office was open to try and get him in for an appointment which almost always meant time off work and a co-payment for the visit. With Amaze tele-health, there was no Co-pay, our prescription was heavily discounted and we were able to beat the sickness curve before it progressed. We are incredibly grateful to have such a health tool to lean on anytime we need it."
Brian D. McComb
Sr. Life Insurance Specialist | One Resource Group
OUR CORE SOLUTIONS
VANTAGE ENSURA
EnsuraGuard
Additive Benefits that Reduce Costs
A synergistic accident plan with concierge medicine benefits designed to complement your current coverage or provide coverage if no existing plan is available. Reduce payroll expenses annually while improving employee satisfaction.
Amaze
Complete Virtual Solution
With the touch of a button, we take care of most medical needs right away. When you need help with the other aspects of healthcare, like insurance questions, medical billing, or finding a specialist, our team helps put you on the right path, and we support you every step of the way.
Rx Program
1,100+ commonly used meds at $0 copay
EnsuraGuard includes prescription savings through RxValet, giving enrolled employees access to 1,100+ commonly used medications at $0 copay. Plus, significant discounts on non-formulary name brand drugs. This is designed to reduce out-of-pocket prescription costs for employees without changing the employer’s existing health plan.
